Ruby Capital Group Apply For Funding (1 min)
RATED #1 Lending Company 2025

Get Fast Business Funding Based on Revenue. Not Credit Scores!

Quick & Easy Business Funding. Get Approved Based on Revenue, Not Credit!

Required monthly revenue: $10K+
13,500+
Businesses Funded
93%
Funding Rate
14h
Funding Time
Our mission

Our Mission Is to Provide Optimal Level Funding.

With many factors affecting the growth and stability of businesses across the US, it can be difficult to know which funding solution is right for your business. That's where we come in. With multiple funding options, we work with you to provide your business with the highest level of funding needs.

With programs suited to most business needs, we provide a range of funding options to help your business stay afloat and get ahead.

Apply For Funding (1 min)
Why Ruby

We Increase Efficiency & Drive Business Growth.

Data-Driven Insights

AI underwriting trained on 13,500+ funded businesses surfaces the right rate and term for your situation in seconds.

Boost Productivity

Streamlined application and approval process means owners get back to running the business instead of chasing capital.

Revenue, Not FICO

If your business is doing $10K+/mo in revenue, you're a candidate. Credit scores aren't the gatekeeper.

Seamless Collaboration

One dedicated rep. No call centers, no scripts, no being passed around between brokers.

Industries we fund

Built for owners across every vertical.

🚗
Automotive
🏗️
Construction
🛍️
Retail
🍽️
Restaurants
🩺
Healthcare
🚚
Transportation
💇
Salons & Beauty
🏨
Hospitality
Funding options

Six ways to put capital to work.

Every program is revenue-based and underwritten in hours. Funding from $5K to $2M.

How it works

From application to funded in three steps.

Step 01

Apply in 60 seconds

Tell us your monthly revenue, time in business, and how much capital you need. No hard credit pull, no obligation.

Step 02

Get matched, instantly

Our AI surfaces every program you qualify for, side by side. Your dedicated rep walks you through the best fit.

Step 03

Funded in hours

Sign electronically and capital lands in your account. Most applicants see funds the same day.

Ready to get funded?

One-minute application. AI-matched terms. Capital in your account today.

No hard credit pull. No obligation. Decision in minutes.